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Guides

How financial independence works, and how to use the numbers. Each guide links to a calculator so you can try it with your own figures.

Retirement

Is the 4% rule safe for early retirement?

The 4% rule says you can retire on 25 times your spending. Where it comes from, why early retirees often use 3–3.5%, and how to make any withdrawal rate safer.

9 Nov 2026 · Read the guide →

FIRE basics

What is FIRE? Financial independence, explained simply

FIRE means saving and investing enough that work becomes optional. Here's how it works, how to find your number, and the main types of FIRE.

9 Nov 2026

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