MyWealthCheckFind out when your money can work for you.
Simple calculators for financial independence and early retirement, for anyone, anywhere.
Example: age 30, spending $4,000 a month, investing $2,400 a month
FI at 55
Retiring at 45 instead needs about $1.95M, or $5,300 a month invested from today, rising 3% a year.
On course for about 51% of the target by 45
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Tested for a crash
Every plan is checked against a 35% stock fall in your first year of freedom.
Tools
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All guides →Retirement
Is the 4% rule safe for early retirement?
The 4% rule says you can retire on 25 times your spending. Where it comes from, why early retirees often use 3–3.5%, and how to make any withdrawal rate safer.
FIRE basics
What is FIRE? Financial independence, explained simply
FIRE means saving and investing enough that work becomes optional. Here's how it works, how to find your number, and the main types of FIRE.